Skip to main content

About Us

As a public entity, you’ve got a lot of things to worry about. Insurance shouldn’t be one of them.

Small to medium-sized public entities are the backbone of our communities. You deserve an insurance agency who treats you like family: a support team helping you navigate your policies and mitigate hazards. Most insurance risk pools have fluctuating rates and an outsourced claims department, not taking the time to assess applicants properly. This leaves members feeling uncertain about their budget and frustrated with poor customer service. With Golden State Risk Management, you can restore your peace of mind.
Join a risk pool with confidence and get back to what you do best.


Risk Pooling Excellence

Golden State Risk Management Authority (GSRMA) is a risk-sharing pool that offers a full line of programs to cover the many unique exposures of public entities throughout the State of California. We are well-funded and structured to offer extremely competitive products to individual public agencies. We have been “Accredited with Excellence” through the California Association of Joint Powers Authorities since 1992.


Why GSRMA

Our current membership covers a broad spectrum of public agencies including, but not limited to, cemetery districts, special districts (water, sewer, and lighting), fire districts, school districts, counties and cities. Golden State Risk Management Authority currently has in excess of 340 member agencies in the State of California.


Our Philosophy

GSRMA was created for the purpose of providing services and other items necessary and appropriate for the establishment, operation and maintenance of liability, workers’ compensation, property and other risk pooling and insured plans for public agencies. We also provide our members with a forum for discussion, study, development and implementation of recommendations of mutual interest regarding risk pooling and insured programs.


Leadership & Staff